Invoice Financing / Factoring

Turn outstanding invoices into immediate working capital, without waiting on your customers’ payment terms.

Get paid now, not in 30 or 60 days

Invoice financing (or factoring) advances you a percentage of your outstanding invoices’ value, so your business is not stuck waiting on customer payment terms to access cash you have already earned. It is often used by businesses whose growth is outpacing their customers’ payment cycles.

Working capital, unlocked from receivables you have already earned.

Because invoice financing is based on invoices already issued to creditworthy customers, it can be a fit for businesses that might not qualify for financing based on their own credit history alone.

Financing tied to receivables you already have

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Built for how growing businesses actually manage receivables

Invoice financing is structured around the invoices you already have outstanding, not a lengthy credit approval process.

Advance on Outstanding Invoices

Access a percentage of your invoice value before your customer pays.

Based on Customer Creditworthiness

Underwriting weighted toward your customers’ payment history, not only your own.

Improve Cash Flow Timing

Close the gap between delivering work and getting paid for it.

Scales With Your Sales

Available financing grows as your invoice volume grows.

Why Nova for Invoice Financing

We help match your business to invoice financing or factoring structured around your receivables, so cash flow timing does not hold back your growth.

Why Nova for Invoice Financing

Explore More Invoice Financing Insights

From turning unpaid invoices into working capital to choosing between factoring and financing, Our Nova Blog covers the practical side of managing cash flow around what you're owed.

Ready to unlock cash tied up in invoices?

Our Insights

Ideas that drive better

Decisions.

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