Construction Loans

Keep your project funded, on schedule, and moving forward.

Delays don't just cost time — they cost the project

We help contractors, developers, and property owners secure the right construction financing to break ground, stay on schedule, and finish strong. From ground-up builds and renovations to land acquisition, our loan programs are structured around draw schedules, timelines, and the realities of a job site — not a generic lending checklist.

This is where financing gaps stall good projects

The right construction loan structure keeps capital flowing exactly when the job site needs it.

The right construction loan structure keeps capital flowing exactly when the job site needs it.

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Built around your draw schedule, not a generic timeline

Construction financing only works if the capital shows up in step with the job. We structure every loan around your actual build timeline and draw schedule, so funding is never the reason a project falls behind.

Construction-to-Permanent Loans (C2P)

One loan that carries your project from groundbreaking through permanent financing, so you avoid a second closing and a second round of costs.

Commercial Construction Loans

Financing built for the scale and complexity of commercial builds, structured around your draw schedule and project milestones.

Renovation & Rehab Construction Loans

Fund a major renovation or rehab without draining working capital, keeping the project and the rest of your business moving at the same time.

Land Loans

Secure the site before you build on it, with financing structured for raw or improved land rather than a finished structure.

Why Nova for Construction Loans

When supply chain disruptions threatened a client's build timeline, Nova's Supply Chain Resilience Strategy helped free up $86M in working capital and lift on-time delivery to 94% — keeping the project funded and the schedule intact.

The right construction loan structure keeps capital flowing exactly when the job site needs it.

What Construction Delays Really Cost

Supply Chain Resilience Strategy

A targeted supply chain resilience strategy freed up $86M in working capital that had been tied up in delayed materials and logistics.

in working capital freed up through supply chain resilience
$ 0 M
Supply Chain Resilience Strategy

On-time delivery performance climbed to 94% after rebuilding supplier coordination and logistics planning around the project schedule.

on-time delivery performance achieved
0 %
Industry Research — McKinsey

Large construction projects typically run up to 80% over budget, according to McKinsey research on capital project performance.

over budget on large construction projects
up to 0 %
Industry Research — AGC/NCCER

45% of contractors report project delays directly tied to labor shortages, according to Associated General Contractors and NCCER workforce surveys.

of contractors report labor-shortage delays
0 %
Industry Research — Rabbet

82% of construction lenders and borrowers report payment delays as a recurring pain point in the draw and funding process.

report payment delays in the draw process
0 %
Industry Research — NAHB

Builders have reported 18 consecutive quarters of tightening construction credit conditions, according to NAHB survey data.

of consecutive tightening in construction credit
0 quarters

Explore More Construction & Project Financing Insights

Our Nova Blog breaks down construction financing strategy, project budgeting, and lending options so you can keep your build funded and on schedule.

Ready to keep your project funded and on schedule?

Our Insights

Ideas that drive better

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Banks, investment firms, fintech, blockchain and digital asset businesses.

Real Estate

Development, investment, property management and real estate services.

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Software, e-commerce, IT services and technology-enabled companies.

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Consulting, legal, accounting, HR and other advisory services.

Transportation & Logistics

Trucking, fleet services, supply chain and logistics solutions.

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Healthcare providers, wellness brands and health-related services.

Home & Commercial Services

Residential and commercial service businesses.

Transforming News Publishing With Dynamic Functionality

Comms Room, a leading communications newsletter website, wanted a modernized platform with a custom post type (CPT) setup to manage their daily articles and categorized content efficiently.

We developed a fully dynamic, user-friendly website that automates content organization, enhances navigation between topics, and supports high-volume publishing. The result is a sleek, modern platform that streamlines content management while elevating the reader experience — keeping Comms Room’s news delivery fast, engaging, and future-ready.